Cars come in many varieties. There are new cars, used cars, trucks, vans, and SUVs. Buying just one of these kinds of vehicles warrants good decision making, as the car is a life long investment. You can make wiser purchasing decisions by reading this article, as it contains advice that can be applied to car shopping.

Go car shopping online before going to the dealership. The only time you ought to visit a dealership is when you absolutely know which brand and make you want. You should look online and research the makes and models that are most suitable for you, the safety records and other information that a dealer will not discuss.

Rather than buying a brand-new car, purchase a lightly used one that is only a couple of years old. Many cars come with transferable warranties that last for three years or 36,000 miles. You will save a significant amount over buying new, and the warranty will give you peace of mind for the first year or so.

When negotiating, you shouldn’t be focusing on the monthly price. Instead, consider the total overall price. It is possible for a dealer to offer you a monthly price tag of any amount, but lower monthly payments may extend the life of the loan to the point where the final price of the vehicle will be ridiculously high. It is a better idea to concentrate on getting a great deal on the final vehicle price, including the financing. Then figure out what that works out to on a monthly basis.

When you are considering buying a used car, always have your mechanic check it out first. You are not a qualified mechanic trained to spot problems or repairs, so you need to take it to a professional. Be prepared to pay $100 or so for this service, but it may end up saving you thousands.

Due diligence should be exercised when planning your car budget. It is imperative that you take a full and realistic look at your budget. Not only must you consider a car payment, you must also consider insurance, gas and maintenance for the vehicle. There is nothing worse than having a vehicle that you cannot afford to drive.

Research is the key to being a happy car owner. With a budget in mind and a list of cars you want, you can begin to delve into which vehicle is right for you. You should be aware of any negative reports on the vehicles you have in mind. Know its safety ratings and value to help you negotiate a good price.

Look online for incentives on the car you want. Many automotive manufacturers offer cash back or special financing on their vehicles. The dealership will not always tell you about these things up front. Take some time to educate yourself first so you can get the best deal once you are in the showroom.

Only use reviews on the internet as a general guide. A lot of people when they have problems with a car will post negative reviews on the internet. So look at all the reviews for common problems as opposed to a general ranking. If there is a problem with a major component, then probably find a different vehicle.

Find out how much it will cost to insure a specific vehicle before you purchase it. Insurers charge a lot more to insure sports cars than other vehicles. Even the color of the car can influence the insurance cost. To guarantee that you are not surprised once you have already paid for the car you must do your research.

Speak with the car dealer about his return policy. You may even want to get the policy in writing. Even if you have test driven the car and everything seems fine, you never know what could happen later that day or week. It’s important that you know what the dealer’s policy is on returning it in case something should happen.

Remember, many kinds of cars exist, and you have to think carefully before you buy any type of car. The car you choose should last you for many years, therefore you have to make the right choice about the kind of car you want to buy. Keep the featured car shopping advice in mind and you’ll get the car you need.